At Funds Rupee (“we”, “our”, or “us”), we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, store, secure, and delete your data when you access or use the Funds Rupee mobile application and related services.
By downloading, registering, or using the Funds Rupee app, you confirm that you have read, understood, and accepted the terms described in this Privacy Policy.
Funds Rupee follows the principles of necessity, transparency, and data minimization. Personal information is collected only when required to:
Determine your eligibility for financial services
Conduct credit evaluation and risk analysis
Perform identity verification procedures
Prevent fraud and unauthorized activities
Maintain platform security and operational stability
Comply with applicable legal and regulatory obligations
We do not collect any information that is unrelated to the services provided by the application.
Information Processed:
With your explicit permission, the app may analyze SMS messages from the past six months that relate to financial transactions, salary credits, or repayment reminders. Personal or non-financial messages are not accessed.
Purpose:
This information is used solely for income verification, credit assessment, and fraud prevention.
Protection & Retention:
SMS information is not shared with external parties
All data is encrypted and transmitted to: https://api.lendaxis.in/
Data is automatically removed once evaluation is completed
Information Processed:
We may review basic details of applications installed on your device, such as app names and package identifiers. We do not access application content, login credentials, or usage behavior.
Purpose:
Used for risk evaluation, fraud detection, and improving credit decision accuracy.
Protection & Retention:
This information is not disclosed to third parties
Data is encrypted and uploaded to: https://api.lendaxis.in/
Deleted immediately after risk analysis
Information Processed:
Technical device data such as model, operating system version, unique identifiers, language settings, display configuration, and network details.
Purpose:
To ensure system compatibility, enhance security, optimize our applications, and improve user experience.
Protection & Retention:
Not shared with external organizations
Securely transmitted to: https://api.lendaxis.in/
Removed after verification and security checks
Information Processed:
We request this permission to allow you to upload identification documents and selfies.
Purpose:
To facilitate your uploading of identification documents and selfies for KYC verification, compliance review, and fraud prevention.
Protection & Retention:
Files are not transferred to third parties
Encrypted and stored via: https://api.lendaxis.in/
Deleted after verification unless legal retention is required
Information Processed:
The primary focus is on tracking screen interactions, page usage workflows, and the duration of page sessions, among other related metrics.
Purpose:
To enhance service performance, improve user experience.
Protection & Retention:
Not shared externally
Encrypted transmission to: https://api.lendaxis.in/
Automatically deleted after analysis
Collected information may be utilized to:
Assess qualification for credit services
Complete identity and compliance checks
Detect and prevent fraudulent behavior
Improve platform functionality and reliability
Your personal information is retained only for the period necessary to fulfill its purpose or as mandated by law:
Assessment data is deleted after evaluation
Account information is removed once obligations are settled or upon inactivity
Certain records may be preserved if legally required
You may request deletion of your data through the application or by contacting us.
Funds Rupee implements robust security mechanisms including encryption, SSL-secured communication, access controls, and monitoring systems to ensure the confidentiality and integrity of your information.
We do not sell, lease, or trade personal information. Disclosure may occur only to:
Authorized partners assisting in service processing
Government or regulatory bodies when required by law
Trusted service providers bound by confidentiality agreements
You are entitled to:
View the personal data we hold about you
Request correction of inaccurate information
Ask for deletion of your data
Withdraw previously granted permissions
File complaints regarding data handling
All requests may require identity verification and will be handled in accordance with legal requirements.
For questions, requests, or concerns regarding this Privacy Policy or your personal data, please reach out to:
Email: cs@lendaxis.in